Shopping on line can be easy, simple and save you lots of money. It can also take a lot of your time, frustrate you, and result in unwanted purchases. Now the same can be said for regular high street shopping, but with the vast opportunity presented by the Internet it will pay you to spend a few minutes reading this and understanding how to better optimize your Canadian Tire Financial Services shopping experience:
1. Compare - without doubt the biggest advantage that the Canadian Tire Financial Services offers shoppers today is the ability to compare thousands of Canadian Tire Financial Services at a time. This is a great thing, but not necessarily all the time! Too much can be daunting at times so take advantage of the great comparison sites and where possible let them do the hard work for you.
2. Research - if it has been said it will be on the internet. Ignorance is no longer a justifiable reason for buying the wrong thing. Take the time to research in detail everything that you could possible want to know about
3. Testimonials - don't know anybody that has bought a Canadian Tire Financial Services? Wrong! If the Canadian Tire Financial Services is good the internet will let you know. Use the Internet as a friend and get testimonials before you buy.
4. Questions - Got a question about Canadian Tire Financial Services then search the Forums, FAQ's, Blogs etc. Don't be afraid to ask .....
5. Reputation - Never heard of the company selling Canadian Tire Financial Services? Don't worry, no reason why you should know every company in the world, but you know someone that does! Use the internet to find out what people are saying about Canadian Tire Financial Services and build up a picture of their reputation for sales, returns, customer service, delivery etc.
6. Returns - still worried that even after all of the above your Canadian Tire Financial Services wont be what you want? Check out the returns policy. There is so much competition now that someone, somewhere is bound to offer the terms that you are comfortable with.
7. Feedback - happy with your Canadian Tire Financial Services then let people know, after all you are depending on others people input in your buying decision, so why not give a little back.
8. Security - check for the yellow padlock on the Canadian Tire Financial Services site before you buy, and the s after http:/ /i.e. https:// = a secure site
9. Contact - got a question about Canadian Tire Financial Services, or want to leave a comment then check out the sites contact page. Reputable companies have them and respond.
10. Payment - ready to pay for your Canadian Tire Financial Services, then use your credit card or PayPal! Be aware of companies that don't accept them, there may be genuine reasons but given the huge amount of choice you have when buying online there is no reason at all not to buy via credit card or PayPal.
Canadian Tire Financial Services (CTFS) is the Financial Services arm of Canadian Tire.
History
CTFS began in
1961 as Midland Shoppers Credit Limited, a small company offering third-party credit services. In its early years, many Canadian Tire stores in Ontario had signed onto its program. In
1968, the company was purchased by Canadian Tire and re-named Canadian Tire Acceptance Limited. In 1995, it began issuing a
MasterCard, becoming a non-deposit taking, financial institution.
In 2002, Canadian Tire Acceptance Limited became a bank and therefore changed its name to Canadian Tire Financial Services.
In October 2006, CTFS began a pilot project in two Canadian municipalities to offer more traditional banking services to the public. In
Kitchener-Waterloo,
Ontario and
Calgary,
Alberta, customers can visit Canadian Tire stores and obtain information on opening up a savings account, a GIC account or obtaining mortages directly from Canadian Tire Financial Services.
Products
Options Mastercard
The Canadian Tire Options
MasterCard offers benefits similar to those offered by conventional MasterCards, while also offering Canadian Tire “Money” on-the-card, similar in nature to many loyalty programs offered on other credit cards. They also offer special promotions from time to time such as a rebate promotion in partnership with MDG Computers.
One-and-Only Account
The One-and-Only account provides an account that allows users to roll their Mortgage and other lending accounts with their day-to-day banking accounts.
High Interest Savings Account
The High Interest Savings Account is similar to other high interest accounts by offering a higher interest rate per dollar to conventional savings accounts.
Other Products
CTFS also offers Guaranteed Investment Certificate and Mortgages. All their deposit accounts are insured by the Canadian Deposit Insurance Corporation
External links
- Official website
- The New and Expanded Canadian Tire Financial Services
- CTFS One-and-Only Account
Canadian Tire Financial Services (CTFS) is the Financial Services arm of Canadian Tire.
History
CTFS began in 1961 as Midland Shoppers Credit Limited, a small company offering third-party credit services. In its early years, many Canadian Tire stores in Ontario had signed onto its program. In 1968, the company was purchased by Canadian Tire and re-named Canadian Tire Acceptance Limited. In 1995, it began issuing a
MasterCard, becoming a non-deposit taking, financial institution.
In
2002, Canadian Tire Acceptance Limited became a bank and therefore changed its name to Canadian Tire Financial Services.
In October 2006, CTFS began a pilot project in two Canadian municipalities to offer more traditional banking services to the public. In
Kitchener-Waterloo, Ontario and Calgary, Alberta, customers can visit Canadian Tire stores and obtain information on opening up a savings account, a GIC account or obtaining mortages directly from Canadian Tire Financial Services.
Products
Options Mastercard
The Canadian Tire Options
MasterCard offers benefits similar to those offered by conventional MasterCards, while also offering Canadian Tire “Money” on-the-card, similar in nature to many loyalty programs offered on other credit cards. They also offer special promotions from time to time such as a rebate promotion in partnership with MDG Computers.
One-and-Only Account
The One-and-Only account provides an account that allows users to roll their Mortgage and other lending accounts with their day-to-day banking accounts.
High Interest Savings Account
The High Interest Savings Account is similar to other high interest accounts by offering a higher interest rate per dollar to conventional savings accounts.
Other Products
CTFS also offers Guaranteed Investment Certificate and Mortgages. All their deposit accounts are insured by the Canadian Deposit Insurance Corporation
External links
- Official website
- The New and Expanded Canadian Tire Financial Services
- CTFS One-and-Only Account
